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Our Services
When you’re ready to talk about retirement, we’re here for you. We’ll answer all your questions, like How do I enroll in Medicare, when to begin collecting Social Security, how to decide what to do with your newfound time, and how to turn your savings into a steady income for life while also leaving a legacy for your loved ones.

Medicare Supplements, Advantage Plans and Part D Drug Plans
There are many options within the Medicare system and we'll explain the basics of original Medicare, what's covered and not covered. Your options in filling the "gaps" in original Medicare and selecting a prescription drug plan. We'll find the plan that meets your specific needs and tailor a solution to you as an individual. This needs to be monitored on an annual basis and we're structured to manage your healthcare on an ongoing basis.

Group Medicare Savings Accounts
This is an additional option under Medicare. If you're familiar with a HSA, it works the same way. These are zero premium deductible plans that include a tax free deposit into a personal account that rolls over year over year. These plans use no network like other Advantage plans do, they follow Original Medicare's access, reimbursement rates and pre authorization guidelines. They offer a tremendous amount of freedom and flexibility. They do require an employer or group to agree to offer the plan, but the best part is there is no cost to the employer or group to offer this plan to their active employees over 65, retirees or members.

AccessHealthCT
At Senior Health and Retirement, we are dedicated to providing expert guidance in navigating AccessHealth CT, Connecticut’s official health insurance marketplace. Through AccessHealth CT, eligible residents gain access to a wide variety of healthcare plans and may qualify for financial assistance to make coverage more affordable. Our agency specializes in personalized assistance, helping individuals review and choose the right health insurance plan that best suits their unique needs. Contact us today to secure the healthcare coverage that ensures your peace of mind.
AccessHealth CT is Connecticut’s official health insurance marketplace, established as part of the Affordable Care Act (ACA). It serves as an online platform where individuals, families, and small businesses in Connecticut, who are under the age of 65 and not eligible for Medicare, can shop for and enroll in health insurance plans. It provides a wide range of healthcare options from various insurance providers, allowing eligible individuals to choose the plan that best fits their needs and budget. Additionally, some individuals may qualify for financial assistance through subsidies, making coverage more affordable.
AccessHealth CT is Connecticut’s official health insurance marketplace, established as part of the Affordable Care Act (ACA). It serves as an online platform where individuals, families, and small businesses in Connecticut, who are under the age of 65 and not eligible for Medicare, can shop for and enroll in health insurance plans. It provides a wide range of healthcare options from various insurance providers, allowing eligible individuals to choose the plan that best fits their needs and budget. Additionally, some individuals may qualify for financial assistance through subsidies, making coverage more affordable.

Permanent and Term Life Insurance
Many people find themselves in a situation where they are under insured for Life insurance when retiring due to the loss of their employer coverage. We have a wide variety of solutions to help you. The primary purpose of life insurance is to provide a financial benefit to dependents upon premature death of an insured person. Other proposes are to provide an income to replace lost earning potential, to fund business or partnership buyouts in the event of death of one of the business owners, to fund retirement plans, to indemnify a loan in the event of premature death, to pay for college educations, to provide dependency income for the family, and to protect future insurability, are just a few. We'll look at your individual needs and make appropriate recommendations.
Ready to get started? Contact us
We are here to assist. Contact us by phone, email or via our social media channels.
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